Legal

Cookie Policy

Last updated: 1 June 2026 · Applies to: coatsalbark website and digital services

1. What Are Cookies?

Cookies are small text files placed on your device when you visit our website. They allow our site to recognise your device, remember your preferences, and provide a more secure and personalised experience. Cookies do not contain personal data such as your name or payment details unless you have provided that information directly.

2. Types of Cookies We Use

Required

Strictly Necessary

Essential for the website to function. Without these, services such as secure login, session management, and fraud prevention cannot operate.

  • • Session authentication and security tokens
  • • CSRF protection cookies
  • • Load-balancing and server routing
  • • Cookie consent preference storage

Cannot be disabled — required for the site to work securely.

Analytics

Performance & Analytics

Help us understand how visitors interact with our site so we can improve usability and content. All data is aggregated and anonymised.

  • • Page visit counts and traffic sources
  • • Time spent on pages and click paths
  • • Error and performance monitoring

Provider: Google Analytics 4 (data anonymised, IP addresses truncated)

Marketing

Marketing & Targeting

Used to show relevant advertising about coatsalbark products and services on third-party platforms. These are only placed with your explicit consent.

  • • Interest-based ad targeting
  • • Retargeting across partner networks
  • • Conversion tracking for our campaigns

Providers may include: Google Ads, Meta Pixel

3. Why We Use Cookies

  • To deliver secure online banking and account services
  • To remember your language, region, and accessibility preferences
  • To detect and prevent fraud and unauthorised access
  • To measure the effectiveness of our digital services and communications
  • To show you relevant information about coatsalbark products where you have consented

4. Third-Party Cookies

Some cookies on our site are set by third-party service providers acting on our behalf. These providers have their own privacy and cookie policies and are contractually obligated to process data only as we instruct. Current third-party providers include:

ProviderPurposeCategory
Google AnalyticsSite usage metricsAnalytics
Google AdsAd targeting & conversionMarketing
Meta PixelRetargeting on Meta platformsMarketing

We do not sell or share your data with third parties for their own marketing purposes.

5. How to Manage or Disable Cookies

You can control cookies at any time through the following methods:

  • Cookie Preference Centre — Update your consent choices at any time by clicking the "Cookie Settings" link in our website footer.
  • Browser Settings — Most browsers allow you to block or delete cookies via Settings → Privacy. Note: blocking strictly necessary cookies will impair site functionality.
  • Opt-Out Tools — Use Google's opt-out browser add-on (tools.google.com/dlpage/gaoptout) or the Digital Advertising Alliance opt-out portal (youradchoices.com) to opt out of analytics and ad targeting.

Disabling optional cookies will not affect your ability to access coatsalbark products or your account, but some personalisation features may be limited.

6. Your Consent

When you first visit our website, we display a cookie consent banner that allows you to accept all cookies, reject non-essential cookies, or customise your preferences by category.

Strictly necessary cookies are activated automatically as they are required for legal and security obligations. All other categories require your explicit consent before being set. You may withdraw consent at any time without any adverse consequences to your banking services.

7. Changes to This Policy

We may update this Cookie Policy to reflect changes in technology, regulation, or our services. When we make material changes, we will update the "Last updated" date above and, where appropriate, notify you via the cookie consent banner on your next visit. We encourage you to review this page periodically.

Questions About Cookies?

If you have any questions about how coatsalbark uses cookies, or wish to exercise your data rights, please contact our Privacy Team:

Email: [email protected]

Phone: +1 (800) 555-2670

Address: coatsalbark Financial Services, 142 Harbor View Drive, Suite 300, Savannah, GA 31401, United States

This Cookie Policy is governed by the laws applicable to coatsalbark Financial Services. See also our Privacy Policy and Terms of Service.

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Banking Built for Coastal Communities. Rooted locally, focused on your financial future.

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Deposits insured up to $250,000

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Regulated by the Alabama State Banking Department