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Community InvestmentJune 12, 2025
coatsalbark Commits $2.5M to Coastal Small Business Fund
Our new Small Business Fund will provide low-interest loans and mentorship resources to over 150 coastal entrepreneurs across the region this year.
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Coastal Banking Since 1987
Your Finances, Anchored in Trust.
coatsalbark offers personalized banking solutions for individuals and businesses who call the coast home. From everyday accounts to business financing — we're rooted in your community, ready to grow with you.
FDIC Insured
256-bit Encryption
24/7 Customer Support
$2.8B
Assets Under Management
47,000+
Customers Served
12
Branch Locations
Since 1987
Trusted for Over 35 Years
Figures as of Q1 2025. coatsalbark is a federally regulated financial institution serving coastal communities since 1987.
What We Offer
Banking That Works for Your Way of Life
From everyday checking to long-term wealth building, coatsalbark delivers financial solutions tailored to the people and businesses of our coastal communities.
Personal Banking
Open a fee-free checking or high-yield savings account designed to fit coastal living — with online access, local ATMs, and no hidden charges. Our personal loan and mortgage options offer competitive rates backed by real people who know your community.
Learn MoreMost Popular
Business Banking
Streamline your operations with dedicated business checking, merchant services, and commercial credit lines built for coastal enterprises. We're an SBA-preferred lender, helping local businesses access the financing they need to grow and thrive year-round.
Learn MoreWealth Management
Work with a dedicated coatsalbark advisor to build a personalized investment strategy that aligns with your financial goals and risk tolerance. From IRA and 401(k) rollover planning to diversified portfolios, we're here to help you secure a confident financial future.
Learn MoreNot sure where to start? Our team is here to help you find the right fit.
Speak with an AdvisorThe coatsalbark Difference
Banking That Knows Your Name
We're not a faceless institution. We're your neighbors — rooted in the coastal communities we serve, committed to your financial wellbeing every step of the way.
Local Decision-Making
Every loan and account decision is made right here in your community — by people who know the coastline as well as you do.
No Hidden Fees
Transparent pricing, always. What you see is what you pay — no surprises buried in the fine print, ever.
24/7 US-Based Support
Real people, real answers — any hour, any day. Our support team is based right here in the United States, ready to help.
FDIC Insured Up to $250,000
Your deposits are fully protected by the Federal Deposit Insurance Corporation — peace of mind, backed by the full faith of the U.S. government.
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FDIC Insured
Up to $250,000 per depositor
Est. 1987
What Our Members Say
Trusted by Coastal Communities
Real stories from the people who bank with us — neighbors, business owners, and families up and down the coast.
“coatsalbark helped me secure a line of credit that kept my bait-and-tackle shop running through the slow winter months. Their team actually understands how seasonal coastal businesses work — and that makes all the difference.”
M
Marcus D.
Small Business Owner · Pelican Bay
Stay Informed
Latest News & Insights
Community updates, expert financial guidance, and everything happening at coatsalbark — straight from our team.
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Financial LiteracyMay 28, 2025
5 Smart Strategies for Building an Emergency Savings Buffer
Financial uncertainty can strike any household. Our advisors share five practical steps to build a resilient savings cushion — starting with as little as $25 a month.
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Branch NewsMay 5, 2025
New Harborview Branch Now Open — Expanded Services for the East Shore
coatsalbark's newest branch on Harborview Drive brings full-service banking, a dedicated small business desk, and extended weekend hours to the East Shore neighborhood.
Find a Branch or ATM Near You.
With 12 conveniently located branches across the coastal region, personalized banking is always within reach — in your neighborhood, by the shore.
or contact us directly
coatsalbark
Banking Built for Coastal Communities. Rooted locally, focused on your financial future.
Contact Us
- 123 Harbor View Drive
Gulf Shore, AL 36542 - [email protected]
- +1 (251) 555-0182
FDIC Insured
Deposits insured up to $250,000
© 2026 coatsalbark. All rights reserved. Member FDIC.
Regulated by the Alabama State Banking Department